If you’re buying a new phone, it often makes sense to get it on contract. This splits the total cost of the handset into smaller monthly payments, and provides you with an allocation of calls, texts and data to use.
But this can get very expensive, especially if you opt for a flagship smartphone. If it all possible, it makes more financial sense to buy the device outright and get a SIM-only plan, also known as ‘bring your own phone’ in the US.
Not only does it mean you own the phone straight away, you end up saving a lot of money in the long run. While high-end phones are expensive, you can get a great budget or mid-range…
